WEALTH MANAGEMENT

INDEPENDENT PROFESSIONAL INVESTMENT MANAGEMENT*
The best way to describe us is to tell you what we are not. We are not stockbrokers, sales people or life insurance agents. We are an independent Registered Investment Advisor and professional money manager. Your actual account will be held by a major discount broker such as Charles Schwab & Co**, not us. We simply act as the advisor for your account. There are no investment decisions for you to make since the account is automatically managed according to your investment objectives and risk tolerance. (see below for firm brochure/legal disclosures).

NO CONFLICTS
What is the problem dealing with a brokerage firm or mutual fund salesperson who works for a bank or an insurance company? The answer is that there are simply too many conflicts of interest! Compensation based on product commissions, transaction fees and investments that only they sell (e.g. Proprietary funds), are all problematic. These are ways for them to make more money for themselves, but not necessarily in your best interest.

YOUR BEST INTEREST
Since John is a registered investment advisor, he has a legal fiduciary duty to act in the best interest of his clients at all times. Individuals who are not registered investment advisors are not bound by this fiduciary standard. Their recommendations may not always have your best interests in mind.

FULL INTEGRATION
Since we are full service firm, our wealth management, tax, accounting, and payroll services are fully integrated allowing us to better serve your needs.

RETIREMENT AND EMPLOYEE BENEFIT SOLUTIONS
We provide consulting, set up and professional management for the following:

  • 401(K)s
  • Simple IRAs
  • SEP IRAs
  • ROTH IRAs
  • ROTH-IRA conversions
  • Traditional IRAs
  • Non-deductible IRAs
  • 401(K) and 403(B) Rollovers
  • “Deductible” Roth IRAs
  • High deduction defined benefit plans
  • High deduction cash balance plans
  • High deduction comparability Plans
  • 529 plans
  • Custodial accounts
  • Asset management
  • Life Insurance
  • Annuities
  • Long term care insurance
  • Estate planning
  • Defined benefit plans

PERSONAL SERVICE
We pride ourselves on personal service. When you call with a question, you will almost always be dealing with a human being, not voice mail! We have been in business over 30 years. We have many satisfied clients that would be more than happy to speak to you about our high level of client service, satisfaction and technical expertise.

To learn more about our wealth management services contact us today for a free consultation.

_____________________________________________________________________________

*This pertains to investment management clients only. If you are additionally a limited financial planning/consulting client, Mezzasalma Advisors may receive insurance commissions as disclosed in item 10 of our firm brochure posted below.

**Mezzasalma Advisors and Charles Schwab & Co are independent and unaffiliated.

Please note, securities involve risk, and there is no assurance that they will achieve their investment objectives. Past performance does not guarantee future results.

 Click here for Client Relationship Summary.

Click here for Qualified Plan Rollover Distribution Options Brochure